Buy Now Pay Later! – Keysistant: The Smart & Safe key for the post Covid19 world

Pay over 4 equal cost-free ​instalments.
Pay zero now and rest later.

No interest. No extra cost. No catch. No surprises.

  • Easy sign up and instant approval

    Sign up takes few seconds. You can sign up by linking your preferred payment method.

  • Pay over time. No interest, ever!

    Split your purchase into four installments with only 25% down at the time of purchase.
    We never charge interest.

  • No hidden fees. Pay nothing extra if you pay on time

    We automate your payments and send friendly reminders so you’re always up to date.

How 'Buy Now Pay Later!' Works?

STEP 1

Select option in checkout to Pay Later

Pay zero/nothing now and the rest bi-weekly (every 14 days) or monthly as you prefer over equal parts. Pay your way.
STEP 2

Link a payment method

All you need is valid & active…

  • Email ID
  • Any debit or credit card
  • UAE or KSA mobile (+971 or +966 code)
  • Iqama or EID number/ Keep this info ready when signing up…

STEP 3

Ta-da! Its done.

Instant approval in seconds. No credit reports, no background check, no verification calls, no documents to upload, no deposits, etc.

Once you confirm your order will ship out the same day!

STEP 4

Schedule Auto-Pay!

So there are no surprises or ‘I forgot’.  Each future payment will be collected automatically.

+/- Got questions? We got answers.

It’s a simple, friendly way to pay in parts over few months. No crazy interest, no extra cost, no processing fees, no collateral, no credit reports, no deposits, no amount blocked!

It is free to sign up and takes few seconds. You must be 18 or above, and have the below valid information ready at checkout:

  • UAE or KSA mobile (+971 or +966 code)
  • Emirates ID (EID) or National ID (Iqama)
  • Your debit or credit card details  (no prepaid cards or e-wallets).

Upto $1905 (7,000 AED). For a higher order value, contact us.

We plan to roll this out in other countries this year. You can pay via PayPal  or bank transfer from other countries.

Its automated, simple and takes 1-2 seconds. No calls, no referrals, no lengthy forms, no credit reports. The proprietary algorithm checks few criteria such as, but not limited to:

  • Validity of your mobile number, card details, ID, location
  • If there are enough funds on your credit or debit card
  • Order value

All rejections and approvals is at the discretion of our payment partner as per their policies and terms.

If you miss a payment with us or we suspect fraudulent activity, misuse or abuse of ours services then sadly, we will disable any further purchases. To reactivate your account, you must clear the installment and the nominal fixed late fee charged before resuming. Remember, this service is free to use if the payments are made on time.

If you are facing hardship (job loss)contact us. We will try to get you back on track to cover the missed payments.

Login to your account anytime, anywhere to view order history, status, and balances.

If a delivery is delayed or arrives with something missing or damaged, contact us and we will make it right.

Contact our support team and we will discuss possible options. Until its resolved, we will hold or pause further purchases until all missed payments are cleared.

We will send a reminder email before we collect the installment, which gives you time to manage the payment or select an alternative payment method. In case, the automatic payment fails, we will notify via email and give 24 hours to add a valid payment method.

Our site is 100% SSL, fully encrypted and secure with firewalls. Except the basic info we need for approval and shipping, we do not store any sensitive information. Our systems undergo comprehensive security audits, and we maintain physical and digital safeguards.

Select the repayment plan you prefer and pay in equal parts every two weeks (bi-weekly) or every month. You pay, your way.

First-time shoppers need to create an account (takes few seconds). Returning shoppers simply make their purchase.

After the purchase is complete, log in any time to see schedule or to make a payment before the due date. For ease, we will automatically process from your linked card based on the plan and send friendly reminders before any installment is collected.  Remember, there are NO fees if you pay on time or for paying early.

EMIs work with select credit cards, participating banks only and need higher credit limits. Their tenure can be upto 36 months with high interest (3.25% to 3.99%), fines, monthly charges, and fines that add up. Unlike EMIs, we also accept debit cards. We are a friendly alternative, good for small to mid-size purchases.

You can still use PayPal, any major credit card, debit card as you would – but this service will not be available.

If you qualify, but ‘do not’ currently live in the UAE or KSA (traveling, based overseas) then you can still use it or order for someone.

Of course! If the total amount at checkout does not exceed your specific spending limit, you can buy as many items as you like.

You can select your preferred payment plan only at the time of purchase, either biweekly or monthly.Unfortunately, this cannot be changed at a later stage. If you are facing financial hardship, reach out to us.

If you want a refund, please contact us. If its compliant with our policies, we will process the refund and your balance will be updated and the entire payment will be returned to your original payment source in few business days.

If you pay as scheduled, no fees, ever. Zero! However, if you miss an installment, a nominal fee of AED 20 ($5.45) applies for each delayed payment, with a maximum of two late fees per order. The total late fee is capped at 25% of the total order price or AED 40($10.89), whichever is lower.

Late fees, if applicable, are charged with the installment, instead of as a separate transaction.In any event,we may deactivate, pause, or hold your account until all missed payments are cleared.

Reach out to us via the contact form or chat window and we will answer them.

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